All companies who apply for a UTC permit, certificate, or registration must file and maintain evidence of public liability and property damage insurance.
Proof of Insurance
Form E
The standard proof of insurance form is commonly called "Form E" and is issued by your insurance company. The formal name is the "Uniform Motor Carrier Bodily Injury and Property Damage Liability Certificate of Insurance".
Certificate of Insurance or Binder
Good for a period of up to 60 days, this certificate binder must be replaced by Form E.
The certificates/binders must show the UTC as the certificate holder, the amounts of insurance coverage, the dates that the certificate/binder will be in effect, and a signature.
Insurance Amounts
|
Permit Type
|
 |
Vehicle Seating Capacity
|
Minimum Limits
|
|---|---|---|---|
| Auto Transportation | |
15 passengers or less (including the driver) 16 passengers or more (including the driver) |
$1,500,000 Combined Single Limit (CSL) coverage $5,000,000 CSL |
| Charter & Excursion Companies | |
15 passengers or less (including the driver) 16 passengers or more (including the driver) |
$1,500,000 Combined Single limit coverage $5,000,000 CSL |
| Private Non-Profit Transportation Providers | |
Less than 16, including driver | $100,000 each person $500,000 each accident $50,000 property damage or $500,000 CSL |
|
|
16 passengers or more, including driver | $100,000 each person $1 million each accident $50,000 property damage or $1 million CSL |
| Railroad Contract Crew Carrier |
|
|
$1,000,000 uninsured and underinsured motorist coverage |